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Cashflow Loans

Cashflow Loans

Cashflow are specialists in providing secured loans to homeowners who might have struggled to get credit elsewhere.

They can offer finance to people with poor credit histories, including CCJs, defaults and discharged bankruptcies, and also to self employed people with no proof of their income.

As they aren't really aiming at the mainstream market they have a fairly high typical rate of 13.5% APR, but the range of rates they offer depending on circumstances is 7.7% to 17.9%, with most applicants receiving 9.9% or less.

The minimum loan is £5,000 over 3 years, while the upper limit you can borrow depends on the value of your home, and repayments can be spread over a maximum of 25 years.

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