Mortgages
The Mortgage Code
Update: As of 31st October 2004, the mortgage industry is directly regulated by the Financial Services Authority and the Mortgage Code has ceased to apply
The Mortgage Code is a set of standards and minimum levels of service that most mortgage lenders and brokers agree to provide. But what does that mean for you?
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Flexible and Offset Mortgages
Flexible and offset mortgages are a relative newcomer to the UK mortgage marketplace, but have proved to be very popular.
It is estimated that around 20% of borrowers now have some element of flexibility in their mortgage deal, from simple overpayment options to a full current account set up.
10 Key Mortgage Questions
The Department of Trade and Industry recommends that you ask 10 key questions before committing to a mortgage. We reprint them here, along with our explanations.