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Child Trust Funds

The new Child Trust Fund (CTF) accounts - also known as baby bonds - are a government-led way of encouraging savings for children.

Every child born after September 2002 will receive a voucher worth at least £250, which needs to be invested in a special fund, like the ones provided by the companies in this section.

The investment, and any top-up investments you add, will be locked in until the child reaches 18, when the investment will mature to provide a lump cash sum that can be used for any purpose.


4thekids CTF - A 'self select' account where the parent decides how the investment is run, including optional cash-only (no equity investment)
Abbey Child Trust Fund Account - Standard CTF account from a well known high street banking name
ASDA Child Trust Fund - See details of the superstore's version of the CTF account
Barclays CTF - Child Trust Fund account from the high street bank
Britannia Building Society - Offers stakeholder and non-stakeholder accounts, with Britannia members earning reward points
Child Trust Fund.com - Website dedicated to providing information about Child Trust Funds and their own Stakeholder Child Trust Fund
Co-Op Child Trust Fund - Ethical stakeholder CTF accounts in association with the Children's Mutual
Comdirect - Baby Bond account operated by one of the world's largest stockbrokers. Offers stakeholder and non-stakeholder accounts with a range of investment options
Debenhams CTF - Child Trust Fund account with a free £10 Debenhams voucher offer
Early Learning Centre - In partnership with Family Investments
Every Investor - Offering information and advice on all aspects of personal investment and savings
Foresters - Offers a Child Trust Fund account and a Childrens Saving Plan
Furness Building Society - Mutual society offering both CTF accounts and traditional children's savings accounts
Halifax CTF - Stocks and Shares based investment account with all the usual CTF features



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