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Bradford and Bingley Fined £650,000

The Financial Services Authority fines bank over mis-selling of investments

22nd December 2004



The Financial Services Authority (FSA) have fined Bradford and Bingley £650,000 for mis-selling precipice bonds and with-profits investments to nearly 7000 investors.

The city watchdog found that the bank didn't make suitable recommendations when selling its investments, and also failed to keep proper records of sales between January 2001 and December 2002.

The size of the fine reflects the seriousness of the case, with the FSA pointing out that the bank failed to take any action over prior warnings of problems.

Precipice bonds are high risk, high return investments which can result in the sudden loss of capital if the index they are linked to falls below a certain level.

Read More: Financial Services Authority




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