Tougher Rules for Uninsured Cars
Owners of uninsured cars could be fined even if they don't drive
3rd October 2005
New proposals by the government could see owners of uninsured cars being given immediate fines, whether or not they drive the car.
Currently, drivers can only be prosecuted for actually driving an uninsured car, which can be difficult for the police to detect. Under the new rules, owning an uninsured car will itself be an offence unless the owner officially claims exemption by filling in a Statutory Off Road Notification.
This means that police can cross-reference details of insurance policies with registered car ownership to identify offenders without having to catch them red handed.
It's estimated that accidents involving uninsured cars cost around £500m a year, a cost that is ultimately borne by the law abiding in the form of increased insurance premiums.
A spokesman for the British Insurance Brokers' Association said:
"Anything the government can do to help crackdown on uninsured drivers is good news for the innocent motorist. We've been lobbying the government for action on this and we're very happy to see this progress made."
The rule change is expected to become law by the end of next year.
Read More: Money Guardian : Crackdown on uninsured drivers
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