Guarantor

If you are unable to get credit under normal circumstances (eg you are too young, or you have a bad credit rating), a lender may be willing to approve a loan or mortgage on the condition that you nominate a Guarantor who becomes liable for the debt if you default.

The Guarantor will need to have a good credit rating, or have sufficient assets to cover the debt, and must of course agree to guarantee your repayments.

A guarantor is usually a close family member such as a parent or sibling, but can be anyone suitable.


Related Directory Categories:

Bad Credit


<<< Back to the Glossary


 A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z   0-9