100 per cent Mortgages

100% Mortgages are a kind of mortgage where the lender doesn't require you to pay a deposit - they lend you 100% of the price of your house.

They are more difficult to get than a standard mortgage, as the lender has less security, and will often cost quite a bit more in terms of interest.

If you really can't save up enough for a mortgage deposit, some loan companies will approve you for a special mortgage deposit loan, to allow you to get a cheaper mortgage.