Pre-pay Cards

Pre-pay cards, also known as secured credit cards, are a kind of plastic payment method that you need to 'top up' with money before you can use them.

As there is no possibility of going into debt by using them, they are available to people of all situations, including those with bad credit ratings, or even children under the age of 16.

This makes them an ideal choice for people who have struggled to get approved for a normal credit card, who can now enjoy the convenience of paying by plastic online or in shops.

They are also useful for taking travel money on holiday, where you can get the security of paying by card without the high interest rates normally charged for overseas use.