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Flat Rate Cards

Flat Rate Cards are a new kind of credit card that offer a simple, low, flat rate of interest on both balance transfers and purchases.

The interest rates offered are permanent - there's no introductory offer that will expire in six months leaving you with suddenly much more expensive payments.

These flat rate cards are becoming ever more attractive as the craze for balance transfer offers dwindles, and their simple charges can make it much easier to compare credit cards to each other to get the cheapest deal.


Abbey Flat Rate Card - With a single low rate for purchases and balance transfers
Barclaycard Simplicity - Featuring one permanently low rate for both balance transfers and purchases
[Barclaycard Simplicity Details >>>]
Review: Barclaycard Simplicity
Capital One No Hassle Platinum Card - Offering the No Hassle Platinum Mastercard with possibly the UK's lowest flat rate
[Capital One No Hassle Platinum Card Details >>>]
Review: Capital One No Hassle Platinum Card
Co-op Clear Card - Offering one low flat rate on balance transfers and purchases
[Co-op Clear Card Details >>>]
Review: Co-op Clear Card
Co-Op Flat Rate Gold - Low, flat rate guaranteed for 5 years
Co-op Flat Rate Platinum - Single low rate for purchases, balance transfers and cheques, guaranteed not to change for 5 years
Intelligent Finance Flat Rate - With a single low rate for purchases, balance transfers and cash withdrawals




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