First Direct Credit Cards
First Direct offer three credit cards with different APR rates, but all featuring an interest-free balance transfer facility for 6 months when you transfer a minimum of £500 from a competing card.
All cards also feature telephone and internet account management, no annual fee, chip and pin security, and full internet fraud protection.
Gold, Black and Classic Cards
The Classic Card has the highest APR of the three cards, but still features the balance transfer deal. Next comes the Black card, with a lower interest rate - probably suitable for more people with average credit ratings.
Finally, the Gold Card has all the above features, but the lowest APR, a minimum credit limit of £3,000 (subject to status) and optional mini-statements sent by text message to your mobile phone.
For full details of all cards, including the latest APR figures, visit First Direct.
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