Egg Money
Egg Money is more than just a credit card, it's an innovative new way to look after your spending money.
A combination between a credit card and a bank account, you can transfer funds to your account every month to treat as 'spending money', leaving your 'bill money' in your normal bank account.
When your Egg Money account is in the black, you'll earn interest at a rate of 4% AER. If you run out of cash, you can use the credit facility which is charged at a low 6.9% typical APR.
While you're spending, you'll get at least 1% cashback, or even more at selected retailers that have agreed special deals with Egg.
Finally, to help you keep track of your spending, you can choose to receive weekly texts telling you your balance, and you can also manage your account online 24 hours a day.
At a glance : Egg Money account
- Earn interest at 4% gross AER when you're in the black
- Pay only 6.9% APR when you're in the red
- Earn at least 1% cashback on your spending
- Higher cashback rates from selected retailers
- No minimum monthly payment if you stay in credit
- Optional weekly texts to give you your balance
- No charge for cash withdrawals
Egg Card - 0% on balance transfers and purchases | |
Virgin Balance Transfer Card - Awarded Best Buy by Which? Magazine |
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