Balance Transfer Credit Cards
A roundup of credit card balance transfer deals
One of the most popular credit card features is the deals many offer on balance transfers for new customers. Used wisely, these can save you a decent amount of money as your interest payments will be reduced when you transfer an existing balance across.
The offers come in two main flavours: interest free for a limited period, and a low rate 'for life'. Below are some of the most popular cards offering these deals.
Interest Free Cards
Egg Card | ||
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Has 0% interest until 1st September 2009 on balance transfers, 0% until 1st October 2008 on purchases, and a low-ish standard rate of 16.9% typical APR to follow. Egg also offers repeated balance transfer offers and up to 10% cashback from selected online retailers. | |
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READ MORE: Full Egg Card Review, Apply Online | ||
MBNA Platinum Rewards | ||
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Along with a good balance transfer offer of 0% until September 2009 and a standard rate of 15.9% typical APR, the MBNA Platinum Rewards card also features a reward scheme where you can earn points to convert into discounts on high street shopping, wine, DVDs and much more. | |
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READ MORE: Full MBNA Platinum Rewards Review, Apply Online | ||
Marbles | ||
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The Marbles card offers 0% interest for 12 months on balance transfers, with a standard rate of 15.9% typical APR after that. Other features include no annual fee and a safe shopping promise. | |
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READ MORE: Full Marbles Card Review, Apply Online | ||
Virgin Card | ||
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Virgin have a range of cards with different features, including a balance transfer card with a rate of 0% for 15 months, with a standard rate of 15.9% typical APR after that. Other versions of the card also include cashback, interest free periods on purchases, and other features you can mix and match. | |
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READ MORE: Full Virgin Card Review, Apply Online | ||
'Low Rate For Life' Cards
American Express Platinum | ||
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A great value card featuring -% on balance transfers -, a low standard rate of 18.9% typical APR, and Up to 1.5% money back on your purchases. | |
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READ MORE: Full Amex Platinum Card Review, Apply Online | ||
Morgan Stanley Platinum | ||
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3.9% on balance transfers until 1st July 2010, and a standard rate of 15.9% typical APR, and also featuring a cashback rate of 3% until 1st May 2007, then 1%, so that you'll be paid for the things you buy anyway. | |
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READ MORE: Full Morgan Stanley Platinum Review, Apply Online | ||
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