First Direct Current Account
First Direct is the direct banking part of HSBC, and was one of the pioneers of direct / telephone banking in the UK.
This current account lets you bank online, by telephone or by text message, with no charges for normal banking.
There's an automatic fee-free overdraft of £500 (subject to status, at a rate of 10.9%) and a £50 gift when you open an account online.
Finally, your in-credit balance will earn interest at a rate of up to 2% AER.
First Direct Current Account Summary
- Up to 2% AER interest on your credit balance
- Get £50 when you open your account online
- £500 fee-free overdraft (10.9% EAR variable)
- Bank online, by telephone or by text message
- £500 a day cash machine withdrawals
- Free day-to-day banking
- Help to transfer your account
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