Basic Bank Accounts
Basic bank accounts are a new style of current account aimed at people with poor credit ratings, people on benefits, and others who might not be able to get a standard current account.
They are limited in features - for example, they probably won't offer an overdraft or debit card - but they will offer at least a way to deposit cheques and withdraw from cash machines.
Increasingly, the government has preferred to pay benefits directly into bank accounts, and so it has put pressure on high street banks to offer accounts suitable for a wider range of customers.
| Abbey Basic Account - A no-frills account that lets you do the simple things |
| Alliance and Leicester Basic Cash Account - Basic account designed for benefit claimants |
| Bank of Ireland Basic Cash Account - Straightforward account which lets you pay your wages in, and pay regular bills by direct debit |
| Clydesdale Cashmaster - A non-interest bearing, convenient, flexible account |
| Co-op Bank Cashminder - Basic current account from the country's leading ethical bank |
| HSBC Basic Account - Simple current account for those with low usage. Includes free online banking |
| Lloyds TSB Basic Bank Account - Simple, easy access account with no overdraft facility |
| Ulster Bank Basic Bank Account - Everything you need for your day-to-day finances |
| Yorkshire Bank Readycash - Simple bank account for those operating in credit |
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