Vanquis Abacus Visa
The Vanquis Abacus Visa is a new credit card aimed at people who've had trouble getting a credit card from other banks. Maybe you have a poor credit rating as a result of past financial difficulties, maybe you're on a low income or retired, or maybe you've just never needed credit before and so you have no credit history.
All these situations can make it difficult to get a card, but Vanquis have already helped over 100,000 people like you get approved for a credit card and enjoy all the benefits of convenience and security that cards offer.
There's no fee for the card, unlike many other 'bad credit' cards, but it's not a cheap card to run with its typical APR of 39.9%.
If you're worried about getting out of your depth with credit, Abacus offer sensible and manageable credit limits that are decided realistically according to your own personal circumstances.
Vanquis Visa Summary
- A credit card for people with poor credit ratings or new to credit
- Applications welcome from pensioners or people on low income
- Manageable credit limits
- 39.9% typical APR (variable)
- Applications from people with credit problems including CCJs considered
- No annual fee
- Simple 10 minute online application process and a fast decision
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