Bad Credit Loans and Mortgages
Up to one in three of us have had some kind of financial difficulty in our lives that can lead to being labelled as a 'bad credit risk' by finance companies. This can make it quite difficult to arrange credit, especially through high street banks and major 'brand name' companies.
However, having a poor credit score need not prevent you from obtaining finance - there are many companies who will take online applications from you whatever your credit rating. In this article we'll take a look at some of the options available to you, starting with companies who can arrange adverse credit secured loans, and then quick summaries of those offering car loans, unsecured loans and mortgages.
Bad Credit Secured Loans
Freedom Finance | ||
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Standard rate of 9.9% typical, loan amount up to 125% of the value of your home. Arrears, defaults, CCJ's all acceptable. | |
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READ MORE: Full Freedom Finance Review, Apply Online | ||
First Plus Financial | ||
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Standard rate of 8.2% typical APR, and willing to consider almost all circumstances. Specialists in debt consolidation and probably best known for their TV ads featuring Carol Vorderman. | |
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READ MORE: Full First Plus Financial Review, Apply Online | ||
Capital One | ||
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Offering secured loans to homeowners of all circumstances at a typical rate of 5.9% APR | |
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READ MORE: Full Capital One Loans Review, Apply Online | ||
Unsecured loans, car loans and mortgages
On the next page we'll look at some of the options available for unsecured loans, car loans and mortgages, for people with poor credit scores.
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